When Vehicles Collide in Texas, so too do Powerful Interests
Just why is it that insurance companies appear to “play nice” when dealing with a damaged car, yet they are so tricky when dealing with an injury? The answer is actually quite simple. The State of Texas has set forth specific guidelines that an insurance company must follow when dealing with a matter of property damage. Your vehicle is real property with a very easily determined value. The state government tells the insurance companies explicitly what they can and cannot do when handling property damage issues.
On the contrary, there are few guidelines regarding the injury claims process when it comes to establishing the value of the financial losses that an accident victim experiences. It begins with treatment for wreck-related injuries and medical expenses. But that’s just the beginning. The simple fact of the matter is that medical costs are tremendously high (and going higher every day). Insurance companies are in the business of paying out as little as possible because they’re in business to make a profit. Thus, they will use all manners of sly tricks and unfair methods to find some reason to deny or reduce the value of your claim.
Contrary to popular belief, the accident victim in a Texas car accident bears the entire burden of proving to the insurance adjuster that his or her claim is worth a fair amount of money. The insurance company has no obligation to pay you any amount of money. You, as the accident victim, must go through the proper legal steps to adequately prove your damages to […]