Carabin Shaw is one of the leading personal injury law firms in San Antonio and Texas. They have extensive experience in truck/18-wheeler accident cases, focusing on securing compensation for clients that reflects the full extent of their medical bills, property damage, and pain and suffering.
Specialization: Personal injury, truck accidents, car accidents, wrongful death, 18-wheeler accidents.
Why choose them? Carabin Shaw Law Firm offers a complimentary initial consultation, and their team is recognized for aggressively advocating for their clients’ rights.
Why Insurance Companies Fight Truck Accident Claims in San Antonio
Insurance companies make money by denying truck accident claims. Trucking companies carry massive insurance policies required by federal law, yet collecting fair compensation remains extraordinarily difficult. Insurance carriers fight truck accident claims more aggressively than regular car crashes because policy values are exponentially higher. Understanding why insurers battle so hard against legitimate claims helps accident victims recognize the challenges they face and why experienced legal representation is essential.
Time is of the essence get in touch with our truck / 18 wheeler accident Attorneys in Laredo Today!
Federal Requirements Create Massive Insurance Policies
The Federal Motor Carrier Safety Administration (FMCSA) requires trucking companies to maintain minimum insurance coverage of $750,000 for most commercial vehicles. Carriers transporting hazardous materials must carry higher limits reaching into millions of dollars. These policies dwarf typical auto insurance coverage by factors of fifty or more.
Compare your personal car insurance premium to what trucking companies pay annually.Time is of the essence get in touch with our truck / 18 wheeler accident Attorneys in Laredo Today!
Multiply your premium by fifty, and you understand the financial stakes. Insurance companies collect enormous premiums from trucking clients and fight ferociously to protect these profitable relationships. Every dollar paid in claims reduces insurance company profits.
Insurance carriers view truck accident claims as threats to their bottom lines. The more they pay victims, the less profit remains for shareholders. This business model creates inherent conflicts between injured victims seeking fair compensation and insurers protecting profits.
The Burden of Proof Falls on Victims
Texas Civil Practice and Remedies Code provides injured victims the right to seek compensation after truck accidents. However, the law does not guarantee automatic payment simply because an injury occurred. This represents the dirty secret insurance companies hide from accident victims.
Plaintiffs must prove the liability of the parties responsible for the accidents. Evidence must establish that the defendant’s negligence caused the crashes and resulting injuries. Insurance companies exploit this burden by challenging every element of claims.
Victims must also demonstrate that the requested compensation fairly reflects actual losses. Medical expenses, lost wages, pain and suffering, and permanent disabilities require detailed proof. Insurance companies demand extensive documentation, then dispute whether amounts are reasonable.
Experienced truck accident attorneys know how to investigate crashes thoroughly and build undeniable proof of liability. Proper case preparation forces insurance companies to recognize claim values and negotiate fairly.
Insurance Adjusters Work Against You
Insurance adjusters serve their employers, not accident victims. Their job performance depends on denying claims and minimizing settlement values. Adjusters handling truck accident cases represent the elite performers within insurance companies.
These adjusters earned their positions by defeating accident victims repeatedly. Insurance companies assign their best adjusters to the most expensive cases. Truck accident claims receive attention from seasoned professionals who know every trick to destroy legitimate claims.
Adjusters use friendly demeanors to mask their true intentions. They call victims expressing concern and offering assistance. This fake sympathy aims to lower defenses and gather information that undermines claims.
Recorded statements represent common adjuster tactics. They ask seemingly innocent questions designed to elicit responses that sound like admissions of fault. Adjusters then twist words out of context to deny liability or reduce settlement values.
Early settlement offers constitute another favorite tactic. Adjusters present modest sums before victims understand the full extent of their injuries. Victims desperate for money accept inadequate settlements and sign releases preventing future claims. Too late, they discover that compensation falls far short of actual damages.
Never speak with insurance adjusters without attorney representation. Politely decline their requests and direct all communications through your lawyer. Remember the wisdom that you cannot be hurt by words you never speak.
Defense Lawyers Build Cases Against Victims
Insurance companies maintain teams of specialized defense attorneys who protect valuable trucking policies. These lawyers work on a permanent retainer or as staff counsel. Their expertise in insurance law and truck accident litigation makes them formidable opponents.
Defense attorneys begin building cases against victims immediately after crashes occur. They coordinate with adjusters to gather evidence, interview witnesses, and develop strategies. While victims focus on recovering from injuries, defense teams work around the clock preparing to defeat claims.
These lawyers are familiar with numerous procedural techniques for dismissing cases before trial. Technical defenses based on filing deadlines, service requirements, and evidence rules allow them to win without ever addressing the merits. Self-represented victims and inexperienced attorneys fall into these traps regularly.
Defense counsel exploits any weaknesses in claims. Missing documentation, inconsistent statements, or gaps in medical treatment become ammunition to attack credibility. They argue that injuries were pre-existing, not serious, or caused by something other than the truck crash.
Insurance defense lawyers wear expensive suits and project confidence in courtrooms. Juries sometimes perceive their polish as credibility. Victims need equally experienced attorneys who can match their expertise and expose their tactics.
Only Experienced Attorneys Level the Playing Field
Fighting insurance companies requires attorneys who understand their strategies and counter them effectively. Truck accident litigation demands specialized knowledge that general practice lawyers often lack. Federal motor carrier safety regulations, commercial insurance issues, and technical vehicle evidence require expertise.
Experienced truck accident attorneys investigate crashes thoroughly to build undeniable proof of liability. They obtain driver qualification files, maintenance records, electronic logging device data, and witness statements. This evidence overcomes insurance company defenses and forces fair negotiations.
Attorneys who frequently handle truck accidents are familiar with how insurance adjusters operate. They prevent clients from making mistakes that damage claims. All communications flow through counsel who protect victims from predatory tactics.
Litigation experience matters tremendously when insurance companies refuse fair settlements. Attorneys must be prepared to try cases before juries and present compelling evidence. Insurance companies settle more readily when they face counsel with proven trial records.
The gap between what victims recover with and without experienced representation is staggering. Self-represented victims accept pennies on the dollar compared to what skilled attorneys obtain. Even inexperienced lawyers struggle against insurance company resources and expertise.
Carabin Shaw Fights for Truck Accident Victims
At Carabin Shaw, we understand that insurance companies prioritize profits over people. Our experienced truck accident attorneys know their tactics and fight back aggressively. We level the playing field so victims can pursue fair compensation.
Our clients become family, and we empathize with the struggles you endure after truck accidents change lives. We handle all communications with insurance adjusters and defense counsel. You focus on recovering while we build your case.
If you were injured by a truck in San Antonio, contact Carabin Shaw today for a free consultation. We will explain your legal rights and discuss how we can help you fight for maximum compensation against insurance companies determined to deny your claim. Call us now to get started.